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Home BUSINESS

Do people still prefer offline electricity bill payments?

by Smarts
January 11, 2023
in BUSINESS
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Do people still prefer offline electricity bill payments?

Do people still prefer offline electricity bill payments?

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Digital APCPDCL bill payment options are usually simple and more practical and give customers the freedom to make payments whenever and wherever they choose. These facilitate quicker transaction cycles and offer a good substitute for conventional payment methods. Following demonetization, people gradually began to accept digital payments, and even small-time retailers and store owners began to do so. But still, some people are hesitant to approach online payments. And they might have their fair share of logic.

Most people have to make payments on bills each month. However, because of their financial concerns or confusion, many find it challenging to make their payments on time. Making the switch to online payments using MobiKwik can have a significant positive impact. With more and more services moving online, it is worthwhile to move to online bill payment to consolidate all of your bills in one spot.

So, let us review some of the benefits of Online payments and find out why you should consider making electricity bill payments online.

A few benefits of turning digital are as follows.

Table of Contents

  • A few benefits of turning digital are as follows.
    • Boost security
    • Simple and handy
    • Better organization
    • Offers and rewards
    • Time-saving
    • Convenience
  • Paying bills Offline
    • Time-consuming
    • Security hazard
    • Missed payments
    • Costs
  • Guidelines to remember while conducting online payments
    • Refrain from saving card information
    • Keep your passwords to yourself.
  • Conclusion

Boost security

Online APCPDCL bill payment is a lot safer because you can track the transaction and keep a digital log of the expenses. You almost immediately get receipts and feedback after making an online payment.

Simple and handy

Establishing your bills online will save you time by eliminating the need to handle them each month manually. It also lowers the chance that you will forget to make a payment.

Better organization

By using online techniques, you may decide when each bill leaves your account and maintain all of your data in one place that is easy to find.

Offers and rewards

As online payment users have increased, nearly all payment service providers have started promoting enticing incentives to help customers save money.

Time-saving

There is no need for people to stand in line make a UGVCL bill payment. They don’t need to wait for banks to process their checks before they can get the money.

Convenience

● From anywhere in the world, you can make a UGVCL bill payment at any time of day.
● It is simpler to use a smartphone feature than to gather the appropriate sum of money for your payment.
● You don’t need to worry about carrying cash, getting robbed, or getting incorrect change.
● With online payment methods, you must memorize a certain pin to complete your transaction.
● Also, You don’t have to be concerned about standing in line to use an ATM. You can make payments at any time with online payments.

Paying bills Offline

Here are some drawbacks of handling your payments offline:

Time-consuming

Each month, we have a number of bills to pay, including rent, electricity, cell phone, and credit cards, and paying each one one at a time requires patience and takes time. You may also have to wait in long queues to pay your APCPDCL bill.

Security hazard

You can accidentally lose your money or get robbed while traveling to the bill payment center to make a payment.

Missed payments

With numerous bills to keep track of, it’s easy to forget about one and incur late fees.

Costs

You’ll need to pay extra money for travel and fuel in offline payments. Also, you may need to take a leave from your workplace.

Guidelines to remember while conducting online payments

Refrain from saving card information

Many people tend to save card information on smartphones or other devices. However, this is not advised because it might be misapplied in theft cases.

Keep your passwords to yourself.

As cliché as it may sound, it is crucial to heed this counsel. Keep your passwords private and change them often so that any minor chances of being hacked or other cybercrimes are avoided. To achieve the highest level of security, choose a strong password and turn on the OTP option.

Conclusion

The Indian government has been implementing a number of initiatives to support and promote digital payments here. The government wants to establish a “digitally empowered” economy that is “Faceless, Paperless, Cashless” as part of the “Digital India” campaign. Digital payments come in many forms and configurations. Debit/credit cards, online banking, mobile wallets, UPI, and digital payment apps like MobiKwik, etc. are a few of these methods.

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